Stellar, founded in 2014 by Jed McCaleb, co-founder of Ripple, aims to bridge the gap between traditional financial systems and blockchain technology. It facilitates fast, low-cost cross-border transactions, making it an attractive choice for remittances and international payments. <br><br>Stellar's consensus algorithm ensures quick transaction finality, and its native asset, Lumens (XLM), plays a crucial role in facilitating transactions and preventing spam on the network. Moreover, Stellar supports the issuance of assets on its blockchain, enabling the creation of tokenized representations of real-world assets for efficient trading and liquidity.